Terms of Service

Acceptance of Terms

By using PlayToShine's services, you agree to these Terms of Service. If you're using our services for an organization, you're agreeing on their behalf.

Accounts

To access our services, you may need to create an account:

• Provide accurate information when creating your account
• Keep your account credentials secure
• You must be at least 13 years old to create an account
• If under 18, a parent must agree to these terms

Purchases

• You agree to pay all fees for purchased services
• Payments are processed through secure third parties
• We don't store your full payment information
• Prices may change without notice

Refund Policy

• Digital products are non-refundable
• Subscriptions can be canceled anytime
• Technical issues should be reported within 14 days

Intellectual Property

• All content is owned by PlayToShine or its suppliers
• Purchases grant you a personal, non-commercial license
• You agree not to copy, modify, or redistribute our content

Prohibited Conduct

• Don't violate laws or others' rights
• Don't disrupt our services
• Don't attempt unauthorized access
• Don't share your account credentials

Disclaimer

Our services are provided "as is" without warranties. We don't guarantee uninterrupted, secure, or error-free service.

Liability

PlayToShine is not liable for indirect, incidental, or consequential damages. Our total liability is limited to what you paid in the last three months.

Governing Law

These terms are governed by the laws of Ghana. Any legal actions must be filed in courts located in Accra, Ghana.